The homeowner facing a foreclosure must deal with a bewildering range of emotions when the actual court filing arrives. Do I have to leave? Will they change my locks tomorrow? Do I still have time to save my home? But I thought I was working with the bank on a modification? The bank can still foreclose on me?
But in reality, the homeowner really wants to know one main question: DO I HAVE ANY HOPE?
Yes. First, consult with an attorney well versed in foreclosure defense. A good attorney can help you make some initial choices with respect to your home. At Amori & Associates, our attorneys can offer guidance both in defending the foreclosure action in court and by guiding you through the options to try to save your home.
Many Pennsylvania counties have enacted procedures requiring a representative of the foreclosing lender to meet with the homeowner and a court appointed mediator. At the court sanctioned meeting the bank’s representative must have the authority to negotiate with homeowner. Our experienced attorneys have helped numerous homeowners create proposals to save their homes using these court procedures.
Of course, a Chapter 13 bankruptcy may also assist the homeowner by creating a repayment plan using federal bankruptcy law and making payments to the Chapter 13 trustee. The attorneys at Amori & Associates have substantial experience using the bankruptcy court to help save your home and all you have worked for.
Yes, there is hope if you are facing a home foreclosure. Please contact the attorneys Scott M. Amori, Matthew A. Schmidt and Victoria A. Strunk at Amori & Associates, LLC at (570) 421-1406 for a no obligation consultation with one of our attorneys to help you save your home.