Prior to these mortgage mediation programs, homeowners seeking a mortgage modification from their mortgage company encountered major roadblocks. Homeowners often had to submit their financial documents multiple times, customer service representatives and telephone numbers changed constantly, mortgage companies lost documents submitted by homeowners and homeowners experienced long periods without contact from their lender.
The frustrations of many homeowners brought them to our office for assistance. In reality, the homeowner really wants to know one main question: DO I HAVE ANY HOPE?
The attorneys at Amori & Associates now have several years of experience with our various county mortgage modification programs. One of the more successful programs is operated through the Monroe County Court of Common Pleas in Stroudsburg, Pennsylvania. In our opinion, we have had success helping clients with mortgage modifications in Monroe County because of two main ground rules for the program:
1. Once the homeowner enters the program, all further mortgage foreclosure litigation is stayed by order of court until the mortgage mediation and modification process concludes, and
2. Mortgage companies must provide a named point of contact in their bank who handles the homeowner’s mortgage modification request, and who must be available at the mortgage conciliation and mediation conferences scheduled by the court.
The lawyers at Amori & Associates are well versed in the various county mortgage modification and mediation programs throughout northeastern Pennsylvania. When coupled with a vigorous defense of the mortgage foreclosure lawsuit, the homeowner increases the opportunity for successfully saving their home.
Yes, there is hope if you are facing a home foreclosure. Please contact the attorneys Scott M. Amori and Victoria A. Strunk at Amori & Associates, LLC at (570) 421-1406 for a no obligation consultation with one of our attorneys to help you save your home.